Outdoor workout tips to enjoy these warmer, but not hot months


Spring time is one of the best times in Florida to get outdoors and workout.  The temperature is just right during the day to get a nice workout in without overdoing yourself.  Get outdoors now before summer comes and it is too hot to do anything outdoors.

Here are some tips to make your outdoor workout effective and safe:

  • If you are doing a short workout, plain water is fine.  But if you are doing an extended workout, be sure to to bring a sports drink, such as a Gatorade to replenish your electrolytes.
  • If you are planning a heavy workout in the morning, eat a lot of complex carbohydrates the night before, they will turn to glycogen, which will help your body retain moisture.
  • Think clothes keep sun off of you?  Think again.  Polyester fabrics will provide you with more protection than cotton, but it is still best to apply the sunscreen.  They even make sunscreen-treated fabrics for you to purchase.
  • Speaking of sun care, be sure to also wear a hat while you’re exercising outdoors.  The top of your head is one of the top spots for skin cancer to form.
  • Protect your eyes from harmful UV by purchasing quality sunglasses, especially here in Florida.
  • Get acclimated to working out outside.  Take your time beginning with small workouts and progressively getting more and more intense.  Your body may be used to working inside a gym vs. working out outdoors in the heat.  Take your time and drink lots of water.
  • Be sure you are wearing proper shoes for the type of terrain you are running on.  Are you used to running on the sidewalk and roads?  If you switch to trails and dirt paths, a new pair of running shoes may be in order to provide the best comfort while running.
  • Pay attention to pollution.  If you are running outdoors, pay attention to pollution reports and avoid high areas of traffic and pollution.
  • If you have allergies, pay attention to areas with high pollen.  Pollen is usually at its highest in the morning, so plan on running after 10 AM.
  • The bottom line, take your time and have fun.  Working out outdoors can be fun when done properly with the right care.

Do you have any outdoor workout tips?  Let us know on Twitter and Facebook!

via Mens Fitness



FPL Customers to ring in the New Year with Savings


If you are a FPL (Florida Power & Light Company) customer, you can expect a small decrease in your power bill beginning January 1, 2015.

Business customers will see a decrease of approximately 1 percent, depending on rate class and type of service.

“This is another example of our commitment to keeping bills low,” said Eric Silagy, president and chief executive officer of FPL. “We work tirelessly to provide the best possible value for our customers – the lowest bills in the state, the most reliable power in the Southeast, award-winning customer service and a clean emissions profile.”

This decrease for regular home owners is based upon a  typical, 1,000-kWh residential customer’s bill.

FPL customers have remained one of the lowest power bills in the state thanks to their support of clean, fuel-efficient power plants, such as the FPL Riviera Beach Clean Energy Center.  Locations like these have saved customers more than $7.5 billion on fuel costs and have also helped reduce our dependence on foreign oil.

Voting day has arrived in Florida


Today thousands of Floridians will be heading to the polls to decide Florida’s future.  Polls opened across the state at 7 A.M. and will close tonight at 7 P.M.

Some of the big topics during this election are medical marijuana, minimum wage, health coverage as well as school board and commission seats that are also up for grabs.

The turnout for voting could be as much as 50 percent across the state of Florida as voters head to the polls.

3,066,735 people have already voted via absentee ballot, which is a total of 26 percent of registered Florida voters.

If the governor race between Charlie Christ and current governor Rick Scot is within half of a percentage point or less, a machine recount will have to be issued to declare a winner.

Are you voting today?  Be sure to follow us on Twitter @inscofl for even more news, photos and more!

via Bay News 9

Amscot Financial will partner with local law enforcement to distribute 12,788 bike helmets in 16 Florida counties


Amscot Financial, a leading provider of convenient, consumer-oriented financial services, will donate and distribute 12,788 free bike helmets on Saturday, Oct. 18 in 16 Florida counties where the company operates branch locations.

The helmets are available in three sizes: small, medium and large, and are being targeted towards children in pre-school and elementary school. They will be distributed from 9 a.m. to noon by Amscot Financial managers and by law enforcement personnel in the parking lots of the locations listed below.

According to the National Highway Traffic Safety Administration, Florida leads the nation in bicycle-related deaths. In 2011, the most recent year statistics are available, 125 bicycle-related deaths were recorded in Florida.  In one medical study, 79 percent of all patients for bicycling related injuries were between the ages of 5 and 14.  Moreover, studies have shown that bicycle helmets – when properly worn – can prevent 88 percent of serious brain injuries.

FREE Bike Helmets will be available at these Amscot branches:

  • Brevard County
    • 1515 Palm Bay Rd. NE, Palm Bay
  • Broward County
    • 8828 W. S.R. 84, Davie
    • 315 S Flamingo Rd, Pembroke Pines
  • Hardee County
    • 1530 U.S. Highway 17 North, Wauchula
  • Hernando County
    • 11148 Springhill Drive, Spring Hill
  • Highlands County
    • 1203 U.S. Highway 27 North, Sebring
  • Hillsborough County
    • 105 W. Alexander Street, Plant City
    • 7731 Palm River Road, Tampa
    • 8231 W. Hillsborough, Tampa
    • 2301 Fowler Ave., Tampa
  • Lake County
    • 1100 W. North Boulevard, Leesburg
  • Manatee County
    • 3611 1st Street East, Bradenton
    • 737 8th Avenue West, Palmetto
  • Miami-Dade County
    • 19353 S. Dixie Highway, Cutler Bay
    • 885 W. 49th Street, Hialeah
    • 891 N.E. 8th Street, Homestead
    • 19807 N.W. 2nd Ave., Miami Gardens
  • Orange County
    • 939 N. Semoran Blvd., Orlando
    • 2033 Americana Blvd., Orlando
  • Osceola County
    • 1084 Cypress Parkway, Kissimmee (Poinciana)
    • 1120 W. Vine Street, Kissimmee
  • Pasco County
    • 3416 U.S. Highway 19 North, Holiday
    • 7707 Gall Boulevard, Zephyrhills
  • Pinellas County
    • 3739 49th Street N., St. Petersburg
    • 2551 34th St. S., St. Petersburg
    • 6596 Park Blvd., Pinellas Park
    • 1825 Gulf To Bay, Clearwater
  • Polk County
    • 2121 8th St. N.W., Winter Haven
    • 1412 U.S. Highway 98 S., Lakeland
  • Sarasota County
    • 8458 Lockwood Ridge Rd
  • Volusia County
    • 979 W. International Speedway Blvd., Daytona Beach
    • 2177 Howland Blvd, Deltona


Dealing with Mold Problems in the humid Florida Weather


Mold is an ever constant worry for those looking at selling a property in Florida. When dealing with mold many homeowners either do not worry about it at all since it has possibly been there for a long period of time and has never effected them or a fear that it might sink the value of the property itself. Listing agents do not want to deal with mold issues, because it results in a lot of headaches, because buyers are always cautious about the development of health problems at a later especially with young children. However, there are preventive measures that can be done if you possibly find mold. One of the first things that could be done is testing.

Testing is an important aspect to do when determining whether or not you have mold problem in your property that you are trying to list. There are two approaches one is to hire a mold inspector or too hire an industrial hygienist. A mold inspector can tell you whether or not you have mold in a particular room, but they cannot verify where the mold particles are coming from. However, an industrial hygienist can pinpoint the exact area in the room where the problem is occurring and explain the specific steps upon which to remediate the problem. Also, sometimes dirty walls and ceilings could possibly assumed to be mold and if this is the case mold remediation would not have to be done.

Mold remediation is the most effective way of removing the mold from the property itself. What mold remediation in many cases involves the removal of walls and ceilings, because the mold has penetrated so deeply into the drywall that the only effective way of removing the mold is to remove the drywall that has been effected, this also may involve the removal of other material such as carpeting and insulation. All these would be done under a contained environment, in order to prevent the spread of mold particles to other parts of the property. These necessary precautions are crucial in the remediation of the home areas effected to a healthy environment.

When dealing with mold in the home sales environment every little bit helps in the development of the sales process. The preventive steps of stopping the mold problem is the removal of the source from the start. Repair water damage issues promptly before the long term effects of the water can create the mold growth scenarios that need remediation. With the help of a professional mold remediation company the answer is simple, get the work done so there is no problem.

Your homeowners insurance usually covers mold damage, but is usually VERY limited.  Be sure to double check your homeowners insurance policy and what its mold coverage entitles.

Photo credit

FPL customer bills expected to decrease in 2015


Florida Power & Light Company (FPL) today announced that, subject to approval by the Florida Public Service Commission (PSC), it expects to reduce customer rates in 2015.

Based on the company’s projections filed today, FPL’s typical 1,000-kilowatt-hour residential customer bill will decrease nearly $2 a month beginning in January 2015. At the same time, typical business customer bills are expected to decrease roughly 1 percent, depending on rate class and type of service.

“This is terrific news for our customers, particularly now as the cost of other essentials continues to rise,” said Eric Silagy, president and CEO of FPL. “Our continued strategy of making smart, long-term investments is paying off for our customers not only with enhanced service reliability and cleaner power, but also lower rates.”

Today, FPL’s typical 1,000-kWh residential customer bill is already lower than it was five years ago due largely to savings on fuel costs. After the anticipated reduction in January, FPL’s typical bill will be about 9 percent lower than it was in 2009.

Also, FPL’s typical residential bill remains approximately 25 percent lower than the U.S. average and is projected to continue to be the lowest in Florida for a sixth year in a row.

“Our customers are seeing lower electric rates while we’re also delivering them power that’s far cleaner,” added Silagy. “By investing in efficient, U.S.-produced natural gas and zero-emissions nuclear and solar energy, we have driven down our emissions rates year after year. Today, FPL is one of the cleanest electric utilities in the nation. Our carbon emissions rate is 35 percent cleaner than the U.S. average, and we’ve reduced our use of foreign oil by 99 percent – all while lowering customers’ bills. In particular, the investments we’ve made since 2001 in converting our old, oil-fired power plants to modern energy centers that run on clean, U.S.-produced natural gas have saved our customers $6.8 billion dollars and counting.”

Estimates released today reflect FPL’s projections for 2015 for the cost of fuel to generate power and other components of a customer’s electric bill. As investments in fuel-efficient power plants continue to benefit customers, FPL projects that its fuel charge will remain near its lowest levels in the past decade. In addition, the company expects to save customers on nuclear development, conservation, purchased power and other non-fuel costs compared with 2014.

Reminder: Texas, Florida and Georgia Among Many States Supporting Tax-free Savings on Summer Back-to-School Shopping


Shoppers looking to save on back-to-school purchases can take advantage of upcoming tax holidays which provide windows of opportunity for avoiding state sales taxes on certain items – if you know where and when they’re being offered. Currently, 16 states hold sales tax holidays where state sales tax charges are temporarily dropped on back-to-school items and other qualifying products – according to each state’s tax holiday rules. Sales tax holidays timed for back-to-school shopping begin as early as July 25 and many take place in early August.


Florida’s tax-free shopping days for clothing and back-to-school items start at 12:01 a.m. Friday and runs through Sunday.

Here is a list of tax-free clothing, school supplies and computer items for Florida.



Tomorrow is National Heatstroke Prevention Day


Safe Kids Worldwide and the National Highway Traffic Safety Administration have teamed up to make July 31, 2014 National Heatstroke Prevention Day.

This nationally recognized day is meant to bring awareness to the dangers of leaving children, pets and adults in hot cars. NHTSA’s main message for their heatstroke education campaign is for parents and caregivers to think, “Where’s baby? Look before you lock.

According to http://www.safekids.org, 17 children have already lost their lives this year as a result of being left in a hot car, with 6 of them occurring this month. While the number of deaths has decreased in recent years, it still demonstrates a continued problem with parents leaving their children in cars in warm or hot weather. Children are particularly at risk, because their bodies heat up 3 to 5 times faster than adults.

Please help raise awareness by celebrating National Heatstroke Prevention day!

Visit http://www.trafficsafetymarketing.gov/CAMPAIGNS/Child+Car+Seats/Heatstroke+Prevention.


Tips on Lightning Safety During the Summer Sports Season


As outdoor sports heat-up local fields, it is important that parents, coaches and children take precautions when it comes to weather. Lightning – which is very common during this time of year — causes an average of 62 deaths and 300 injuries in the United States each year, according to the National Weather Service.

But nearly all injuries can be avoided by taking simple precautions.




Here are some helpful tips on how to keep your games safe when skies rumble.

  • Monitor weather patterns—plan accordingly
  • Know when storms are approaching the area
  • Track weather through local radio, T.V., the Internet or car radios
  • If lightning is present or a thunderstorm is approaching, evacuate to safe places
  • Use the “30-30 Rule”—count the seconds between seeing lightning and hearing thunder. If the time is less than 30 seconds, lightning could be a threat. Take shelter in a building or vehicle
  • Remember that trees and bleachers don’t offer protection and, in fact, attract lightning
  • Educate staff about how to recognize the signs of nearby lightning and procedures
  • Have an emergency evacuation plan
  • Develop criteria for suspension and resumption of play in the event of lightning or other inclement weather

We live in the lightning capital of the country.  Taking every precaution is necessary to ensure being safe during this and every storm season.

FPL and its customers help replant Myakka State Forest in Sarasota County


Florida Power & Light Company (FPL) today announced that it will contribute $1 to The Arbor Day Foundation for every FPL customer who enrolls in E-Mail Bill, the utility’s paperless billing program, in April. FPL will contribute up to $10,000, and for each dollar, The Arbor Day Foundation will plant one tree in the Myakka State Forest, an ecological preserve on Florida’s west coast.

“FPL is committed to protecting the environment and has several programs in place to assist with protecting Florida’s treasured wetlands and wildlife,” said Vice President of Customer Service Marlene Santos. “We believe that FPL’s E-Mail Bill program provides yet another opportunity to further protect the environment by reducing paper waste. We encourage our customers to join us in celebrating Arbor Day by enrolling in FPL’s paperless billing program and helping replant one of our state’s natural treasures.”

FPL is committed to protecting trees and the environment while providing service reliability that is better than 99.98 percent. The Arbor Day Foundation recently designated FPL as a Tree Line USA utility for twelve consecutive years, recognizing FPL’s efforts to protect and enhance community forests and utilize best practices in its line clearing program. While trees and vegetation make our communities beautiful and provide other environmental benefits, they are also a leading cause of power outages. FPL customers can help reduce power outages for them and their neighbors by planting trees far away from power lines.